Starting today, new cardholders that sign up for the Chase IHG Rewards Premier card will earn 175,000 points after spending $3,000 in purchases within 3 months of account opening. Wow, that’s a whopper of a bonus.

According to Chase, this is the best points offer ever on the card, and for those of you that stay at IHG hotels even once a year, this is a great deal to take advantage of, and it seems to only get better as IHG further polishes the IHG One Rewards Program.

For folks who are unfamiliar with IHG, similar to Marriott, Hyatt, and Hilton, IHG is one of the largest global hotel chains.

With a family of 17 hotel brands and the IHG One Rewards, one of the world’s largest hotel loyalty programs, IHG has nearly 6,000 hotels in more than 100 countries, and a further 1,800 in the development pipeline.

Under the IHG umbrella are the following brands you are likely familiar with: Kimpton, Six Senses, Intercontinental, Regent, Crowne Plaza, Hotel Indigo, Holiday Inn, and more.

Hotel cards are too often a secondary thought among GSTP readers, with so much of the card effort going towards things that help the few hours in the air to reach a given destination, and not as much time spent on cards which improve the days actually in destinations.

With only a $99 annual fee, the recently refreshed Chase IHG Rewards Premier World Elite Mastercard offers the following elite status perks and travel benefits:

• 5X points on dining and at gas stations
• 3X points per $1 spent on all other purchases
• Up to 26X points on stays at IHG hotels and resorts
• Anniversary free night certificate redeemable up to 40,000 points
  • Cardmembers earn an anniversary free night certificate on their account anniversary date each year. IHG’s loyalty program also allows cardmembers the ability to add unlimited points from their account to redeem the anniversary free night at hotels above the 40,000 point level
• Automatic Platinum Elite status
  • Cardmembers can also earn IHG Diamond Elite status after spending $40,000 on purchases and making one additional purchase each calendar year with their card
• Redeem points for 3 award nights, and get the 4th night free
  • NOTE: This is a perk ONLY available to cardholders and not a perk for general IHG Rewards loyalty program members
• Global Entry, TSA PreCheck or NEXUS statement credit
• Cardmembers can earn both an additional 10,000 bonus points and a $100 statement credit after spending $20,000 on purchases and making one additional purchase each calendar year
• Up to $50 United^® TravelBank Cash each calendar year

Given the global footprint of IHG alone, I think just about everyone should consider this card, for the anniversary free night certificate if nothing else. The 40,000 point anniversary bonus alone can be worth more than double the $99 annual fee, so to me, the Chase IHG Rewards Premier is kind of a no-brainer.

Plus, this card is more compelling than ever before, given its recent refresh, and also because IHG’s loyalty program was recently revamped to better compete with the likes of Marriott, Hyatt and Hilton.

For those of you out there who don’t like cards with annual fees, the Chase IHG Rewards Traveler card could be an option to consider, as this $0 annual fee card is also currently running a limited-time offer.

New Chase IHG Rewards Traveler cardmembers will earn 120,000 bonus points after spending $2,000 on purchases within 3 months of account opening. And while less lucrative in terms of the perks, this is still a great sign-up bonus for those looking to put some extra points into their personal travel bank and not pay an annual fee.

A similar product to the Chase IHG Premier Rewards personal credit card, the Chase IHG Premier Business credit card is basically a business version carbon copy of the personal card. And right now, new Chase IHG Premier Business cardmembers will earn 140,000 bonus points after spending $3,000 on purchases within 3 months of account opening.

What do you think of the new Chase IHG card sign up bonuses and recent refreshes? Check out the 175,000 point bonus to learn more.

The post Chase Launches Whopping 175,000 Point IHG Hotel Card Offer appeared first on God Save The Points.

As we discussed previously, Bilt Rewards like to “surprise and delight” every month on Rent day. This month Bilt Rewards is offering a no-strings-attached opportunity to receive United MileagePlus® Premier® status through a challenge. This means that just by being a Bilt Rewards member, you can get a Star Alliance Status Match for a few months with the opportunity to extend the status.

Complimentary United MileagePlus® Premier® Silver or Gold status

To receive your complimentary Star Alliance (United MileagePlus) status, you must be a Bilt Rewards Member, which is possible by signing up for a free Bilt Rewards Account. This should not be confused with signing up for the credit card, which is a separate optional process that allows you to earn more Bilt Rewards points on purchases and (free) monthly rent payments.

Star Alliance Status Match

For those deeply involved in the Bilt Rewards eco-system, those with Bilt Silver, Gold, and Platinum Tier (based on yearly points earned) will be eligible for Gold Status. Everyone else, including Bilt Blue Tier Members, are eligible for United Premier Silver Status.

This perk (status match) is a bit juicer for those who have earned many Bilt Tier Points, which is accomplished by getting The Bilt Mastercard, mind you, a card with no annual fee and no fee for earning points on your monthly rent payment.

Star Alliance Silver – United Premier® Silver

There is still quite a bit of value in United Premier® Silver which still includes Premier Access and (rare but possible) complimentary upgrades, a complimentary checked bag up to 70 lbs, and preferred seating for yourself and a companion when seats are available at booking. Complimentary Economy Plus seating for yourself and a companion is possible when seats are available at check-in.

Things get a bit more interesting with Gold Status, which includes Star Alliance Gold status, two checked bags, and better access to Economy Plus seating.

Must Unlock Status By November 1st

This offer is only valid through November 1st, and you unlock the complimentary status for 120 days just by being a Bilt Member. You can extend your Premier status through January 2024 by completing the requirements during your Challenge Period.

Bilt Rewards Rent Day

This is probably a good time to remind everyone about Bilt Rewards Rent Day. This is not a one-time thing; this is a bonus every month on the 1st. Even if it is not your rent day, it’s the new Bilt Rent (bonus) Day.

On the first of every month, you will get double points, as noted in the app. Of course, Bilt reminds you that this is in addition to getting 1x points (with no fee) on your rent payments.

The current bonus categories for Bilt Rent Day are:

• 6x points on dining
• 4x points on travel
• 2x points on spend (excluding rent)

There is a limit of 10,000 bonus points each Rent Day, but the simplicity of the bonus with a repeat each month makes it super easy to participate. This is truly a “surprise and delight” that you can expect every month, and who knows, perhaps Bilt will include some additional surprises on a month-to-month basis.

There are a bunch of other rent day perks, and you can find more information about them on the APP or the Bilt Rewards website under the “Rent Day” section.

Pay Rent Seamlessly – Get Points

Use Bilt to earn points on rent with the no-annual-fee Bilt Mastercard^®. Earn 1x on Rent (up to 50,000 points annually), 2x on travel, 3x on dining, and 1x on all other spend with the card.

But the cool thing is that even if your building is not a Bilt Alliance Property, you can pay any landlord that uses an online payment portal. Bilt will give you a unique routing and account number, which you can use in the landlord portal to “instantly” pay your rent.

For those hesitant to have Bilt mail a check (another option for non-Bilt Alliance Properties), this solves that problem. I have tested it, and the payment is processed just as your building would process any other ACH (Automated Clearing House) network payment. In addition, if your landlord gives perks for using their portal (mine does), you will also be able to get those same perks.

Now there is absolutely no reason NOT to pay your rent with Bilt, though you reap the full benefit (points) by getting the Bilt Mastercard. In addition, as we saw with this recent promotion, earning Bilt Tier Points opened up a higher status for the United Status Match Promotion.

Bilt Has A Very Strong Value Prop

With numerous transfer partners, a great app, and unique surprise and delight perks such as “Rent Day,” plus a baseline earning of 2x points for travel and 3x points for dining, it is hard to find much fault with the Bilt Mastercard. Perhaps, the lack of a sign-up bonus (SUB) is disappointing. But Bilt has recently introduced a new referral program where you earn 2,500 Bilt Points for every new card member you refer and a 10,000 point bonus for every five members.

Bilt – Uncapped referral Bonus

The best part? This referral bonus is virtually “uncapped,” where you can earn up to 2,025,000 points. Yeah, I agree; a SUB would be nice, but having no annual fee and the ability to earn (free) points while paying rent is also pretty awesome.

The post [Act Fast] Star Alliance Status Match With No Strings + Seamless Points For Rent appeared first on God Save The Points.

Why The Citi AAdvantage Executive Card?

For those that don’t live their life dreaming about what travel credit cards make sense, the choices can be bewildering at best and absolutely frustrating at worst. You need a combination of a better travel experience, baseline benefits, and a points currency that you can actually use. The Citi AAdvantage Executive Card includes all of those things and provides an upfront value proposition without jumping through a lot of hoops.

K.I.S.S.

To keep things simple, you have to ask yourself: will getting this (or any) premium credit card improve my travel and airport experience, and will I be able to use (redeem) the bonus points?

80k Miles – Miles You Can Use

The Citi AAdvantage Executive Card currently has an 80k point bonus after spending $5500 within three months of opening the account. Airline Redemptions are tough, but there are many savvy ways to redeem Advantage Miles. The very short story is that even without stellar aspirational redemptions, you can still redeem for everyday flights at decent redemption levels.

Totally random; I chose a midweek date in November to poke around a few flight options from Philadelphia to Vegas and NYC to Miami. Perhaps, I should buy a lottery ticket since the date I chose randomly, November 16th, yielded some amazing offers. Yes, you can redeem flights (economy class) for as low as 9.5k miles, and there are even desirable nonstop options for 12.5k miles.

The thing with American Airlines is you don’t have to win the lottery to find decent awards for a quick getaway. Advantage Miles are still valuable for all types of redemptions.

Another great point that should not be forgotten is that American miles are tough to obtain. There are no major points currencies such as Chase Ultimate Rewards or Amex Membership Awards that transfer to American Airlines.

Final redemption thought: remember, you can use those miles to upgrade long-haul flights!

Pair the Citi AAdvantage Executive Card with Bilt Rewards

If you pay rent, you need to have the Bilt Rewards Mastercard. Not only do you earn no-cost points for your monthly rent payments, but Bilt also provides an envious selection of transfer partners that include American Airlines and Hyatt.

If you are not “chasing” American Airlines Status, use your Bilt Card when the bonuses make sense (such as dining), and you have a fabulous way to further add to your American Advantage Miles balance.

If You Want AA Status – Focus on the Citi AAdvantage Executive Card

Loyalty Points are what counts if you want AA Status, but AA has given folks multiple paths to earning Loyalty Points. If you do not buy expensive fares, moving up the status ladder on AA will be tough without a boost, and this Citi Card can provide that boost. In addition, this card provides 10,000 additional Loyalty Points after spending $40k during the qualifying year.

You will focus (most spend) on this card to earn Loyalty Points if status is a priority. Just be aware of the different levels and thresholds. You often can’t tweak it perfectly, but once you feel you have enough Loyalty Points to qualify for the status level you desire, but sure to consider your other cards for bonus category spending.

Lots of focus here on “if” you want AA status since the most compelling factors of this card allow you to have a better travel experience without status. This means that you do not need to “stress” over status and just take things naturally.

Lounge Benefit Is Huge – Admirals Club Access

Status or no status, things will go wrong when you fly. It is going to happen with all airlines, and you just hope that it doesn’t happen to you on any given day.

Having access to a lounge is great, but sipping a martini in a lounge and getting an alert that your flight has operational issues, or worse, is canceled, doesn’t provide a lot of value if you can not jump from your seat and get rebooking assistance.

If you have at least two family members (one authorized user), this benefit is amazing and of great value. More (free) authorized users, and the value-prop is “off the charts.”

Primary Cardholder versus Authorized Users

The primary cardholder gets full Admirals Club Access, so they don’t even have to show their card to access the Admirals Club. The primary cardholder also gets access to all the partner lounges, such as Alaska and British Airways Lounges.

The authorized user benefit is also pretty solid, but you must show the card to access the lounges. Authorized users also can bring immediate family or up to two guests. The main difference between authorized users and the primary cardholder is that authorized users cannot access partner lounges.

Don’t forget about JetBlue

Not just for redeeming miles, JetBlue is positive with regard to lounge access. You can be traveling on AA, a OneWorld partner airline, or JetBlue, on the same day to access the Admirals Club Lounges.

Not a Lounge – A Travel Support Team

If you fly these days, you need a support team, seriously. The most valuable benefit of American Airlines Admirals Club access is the ability to have reservation and booking assistance. I am always assisted professionally when things go wrong with my flights, and I am in an Admirals Club Lounge. Sure, elite members have access to phone support, but that can also be a drain during busy periods. Here you have access to awesome support for your travels without even having elite access.

So, yeah, food and beverage are nice, but the best benefit of any lounge and your number one priority is assistance getting you from point A to point B. Isn’t that the reason you go to the airport? OK, sure, the guacamole ain’t bad.

$450 – Are You Insane?

I refuse to bang you over the head with “voodoo math.” Ya know, like my friend Michael will tell you that his Wynn Black Status only cost him $25k, but he has enjoyed more than that in caviar, iced espresso, Champagne, and free rooms to make it worthwhile.

Simple maths: 80k Advantage Miles are easily worth $800 (truthfully, much more), and an Admirals Club membership costs $650 (no status). But, you can add authorized users “for free,” so in most situations, you would probably have a significant other and at least one other person as your AU who also gets access to the Admirals Club.

For the first year, you do not even have to think about it that much. The 80k bonus totally covers the annual fee. If you fly and your authorized users fly AA more than a few times a year, the benefits are going to exceed the cost of the annual fee.

This is especially true since there are additional benefits that add to the value proposition.

What Else? – Citi AAdvantage Executive Card

You will currently earn a total of 4 AAdvantage® miles for every $1 spent on eligible American Airlines purchases through December 31, 2022. After that, the base earning is 2 miles for every $1 spent on AA. Important note, these are redeemable miles you earn in addition to Loyalty Points.

In addition to Admirals Club access, you will get automatic priority (Group 4) boarding and priority security screening in certain airports. You get a free checked bag for the primary cardholder and up to 8 companions on the same reservation. This benefit does not even require the primary cardholder to use the card for the purchase; the card just needs to be linked to their AA account.

Global Entry or TSA precheck credit for $100 to use for yourself or a friend once every five years. The card has no foreign transaction fees, which should always be a top requirement for any travel credit card.

In addition, the primary cardholder gets some expanded lounge access, but truthfully the lounge access benefit is extremely solid for the additional cardholders.

Is It Worth It?

If you never plan to fly American and if you never plan to accumulate AAdvantage Miles, stop reading. This is not the card for you. But, if you have a few members in your family that fly several times a year on AA, the Citi AAdvantage Executive Card is an absolute no-brainer.

The post 80k Miles And A Better Airport Experience – Citi AAdvantage Executive Card appeared first on God Save The Points.

Some people love to pore over their credit card benefits. They carry dozens of cards, switching the one they used based on the category of purchase they’re making. One card for restaurants, a different one for Uber, etc. They relish the hunt and spend hours reading blogs, searching for that elusive incremental point.

This post is for the rest of you.

Citi Double Cash Card Now Comes With A $200 Bonus

The Citi Double Cash Card is as easy as it gets for a high reward credit card, and is the perfect card for someone who doesn’t enjoy analyzing bonus categories (or doesn’t spend much in them). You receive 2% back for every purchase you make. It doesn’t have to be in a specific category or through a particular channel. You buy it, you get 2% back. Period. You get 1% back when you make the purchase and 1% when you pay your bill. There is no limit on the amount of rewards that you can accumulate.

Annual fee? Forget it. Remember, this card is meant to be easy.

Start with $200 in Citi ThankYou Points and Build from There

The Double Cash card almost never offers a sign-up bonus, so it’s particularly relevant now. Spend $1,500 in the first six months and you’ll earn $200, which is delivered to you in the form of 20,000 Citi ThankYou points.

Note: You can also exchange the points in this program for Choice and Wyndham hotel points, or JetBlue TrueBlue points. That sounds great, but the rate you’ll get is inferior to the one that you’d receive if you also have one of Citi’s premium (Premier or Prestige) card. Those cards will also open up a dozen or so more airline choices. You’re probably best off sticking to cash if this is your only Citi card.

I’ve always thought that this was a key card to have because of that flat 2% return, but a limited-time sign-up bonus makes this the time to get it. You can learn more about it here (You may need to scroll down a bit.).

The post Amazing Offer: Best Everyday Credit Card Adds A Sign-Up Bonus! appeared first on God Save The Points.

Want to earn a ton of Amex Membership Rewards Points and upgrade your travels? Well, the American Express Gold Card might be one of the best way for you to do so, without fully diving into the expensive, luxury travel card market.

The Platinum Card from American Express is the one that people like to throw down at dinner to show off, bu if you’re more substance over style, you might want to reach for the Amex Gold Card instead. Or now, Rose Gold too!

Yep, the beloved Rose Gold is back to stay as a permanent option when you get the card.And to be fair, Amex Gold looks pretty jazzy as well.

Here’s what this impressive travel rewards credit card has to offer, from the 60,000 point welcome bonus to bonus spending categories, and other perks like $120 Uber credit that can help offset the cost of the $250 annual fee.

With hundreds in fee credits, you can actually come out way ahead with this card. You may just find out it’s the perfect key to unlocking amazing travel using points, thanks to Amex’s airline transfer partners. Read on!

Amex Gold Welcome Bonus

You’ve just gotta start with the welcome bonus, right?

If you’re going to test out a card to see if it’s a good fit for the long-term, there’s nothing like a little incentive to give it a try, and with the Amex Gold Card, you can expect welcome bonuses to between 35,000 and 50,000 Membership Rewards points.

Currently, there’s a best ever 60,000 point welcome bonus.

Typically, the minimum spend requirement to earn the welcome bonus on an Amex Gold Card often sits around $2,000 to $4,000 and must be completed within 3 months, or 90 days of opening the card.

Hot tip: American Express will only let you get the welcome bonus of a particular card once per lifetime.  Keep in mind that getting this card will impact your 5/24 status with Chase — which limits approvals to people with under 5 new cards in a 24 month period. Amex has its own set of application and bonus rules you should know.

Great Bonus Categories

While the Amex Platinum is pretty much the champion of perks, the Amex Gold’s bonus categories and lower annual fee are the main reason it can be better for earning Membership Rewards points. Here’s a quick breakdown of the bonus categories you’ll enjoy on all spending with the Amex Gold Card, including…

• 4X Amex Points on dining (worldwide)
• 4X Amex Points at US supermarkets up to $25,000 per year
• 3X Amex Points on flights purchased directly from an airline or via Amex Travel

Off the bat, 4X at US supermarkets really jumps out. A $100 restaurant tab would earn 400 American Express Membership Rewards Points. Even if you’re ordering out and picking up take out, that’s a lot of points to take home too.

Notably, American Express expanded the dining bonus category from US restaurants only, to all restaurants including those abroad. Since the Amex Gold doesn’t have any foreign transaction fees, this is a huge upgrade for all meals while traveling.

And, let’s be honest, if you’re going to splurge on an amazing Michelin Star restaurant, you might as well earn 4X Amex points.

Amex Gold x Membership Rewards Points

Earning points just to earn points is silly. Well, actually, not earning points at all is sillier.

The reason the Amex Gold Card is so valuable is that it has some fantastic airline points transfer partners – 19 of them to be exact – which allow you to convert your Amex Points into airline miles or hotel points, with top brands.

By transferring Membership Rewards to airline partners, you’ll have access to some amazing ways to book flights or hotels using points, unlocking luxury travel, or just a lot more of it.

These American Express Membership rewards Transfer Partners include:

Side tip: Check out some of the amazing ways you can use Amex Membership Rewards points.

Airlines aside, Amex also partners with 3 hotel chains: Choice Privileges, Hilton Honors and Marriott Bonvoy. While more options are good, you’re generally better off thinking of Amex Membership Rewards points as a way to transfer points to airline partners for flights.

Monthly Dining And Uber Credit

When American Express relaunched the Premier Rewards Gold as the Amex Gold, it added a monthly dining credit. Every month, you can get up to a $10 statement credit when you use Grubhub or Seamless.

There’s also a new $120 annual Uber/UberEats credit, which is nearly half the annual fee taken care of, in right there. And yes, you can use the monthly $10 credits toward food delivery, not just rides.

Additionally, you can trigger the separate credit by using the card at mainstream spots like The Cheesecake Factory, Ruth’s Chris Steak House, Boxed and Shake Shack — with the exception of those in airports, ballparks, racetracks or stadiums. There’s nothing wrong with a little cheesecake to use the dining credit, if in doubt.

To take advantage of this perk, be sure enroll your card before making any purchases, or you won’t receive the statement credit as planned. Even if it’s only $10 bucks, it’d still be a waste not to take advantage of a good perk.

Uber Perk Added To Amex Gold

As mentioned, Amex Gold offers a new perk in 2021, via a $120 annual Uber credit. This breaks down to $10 each month valid towards UberEats or Uber rides. This is a brilliant way to help offset the annual fee. Combined with the other dining credit, you’re already up to $240 in credits against the $250 annual fee.

Amex Offers

Another super handy way to help offset the annual fee on the Amex Gold Card is through the use of Amex Offers, which bring money back, or extra points on certain purchases. It’s not out of the question to see $300 off a $1000 airline purchase, or $50 off $200 at Amazon, or something similar, and offers are constantly popping up.

During covid-19, Amex created a variety of offers for Peloton and other home workout gear, to get customers discounts on things they want or need for life at home. How do you find out about the offers? It’s easy, just login to your account, or AmexOffers.com.

As travel recovers, keep an eye out for some great travel, dining and shopping offers as brands look to incentivize new purchases. While you certainly don’t need to go out of your way to use the offers, they can provide some great savings or help you earn bonus points on purchases you planned to make anyway.

The Hotel Collection

As an Amex Gold cardholder, you’ll have access to The Hotel Collection. If you don’t have elite status with a hotel chain, using the Amex Gold to book one of these hotels can give you some perks that might make you feel like you do. Not to mention the fact that you can earn 2X Membership Rewards points on prepaid bookings.

When you book a 2-night stay (or longer) at one of these properties, you’ll receive a $100 credit to use on dining, spa and resort activities at the hotel. You’ll even be eligible for a room upgrade if space is available at check-in.

Keep in mind that these bookings through Amex Travel will mean you aren’t eligible for elite status benefits and you won’t earn hotel points with the chain. If you have elite status, you’ll want to weigh your status benefits versus the perks you get by booking through Amex Travel.

Should You Get The Amex Gold Card?

The Amex Gold Card should definitely be on your radar. If you’re a dining person, who enjoys a side dish of travel, it’s hard to imagine a better suited card, without a crazy annual fee to justify.

The bonus categories offer great ways to earn tons of Amex points to help you book your next fun adventure, and with the Amex Transfer Partners, you’ve got lots of cool ways to spend the points you earn. It never hurts to be the friend that says “oh, just give me cash” as they earn 4X Points on meals.

You can check out the latest offers for the Amex Gold Card.

The post Amex Gold Card Review: All The 4X Points You Can Eat appeared first on God Save The Points.

Ever take a look at how much Americans spend at restaurants every year? We won’t bore you with all the details but let’s just say it’s billions upon billions of dollars, and when you include takeout options like UberEats, it’s even more. You read that right. That’s billion with a big fat B.

That means billions of points and miles should be earned on credit card spending with restaurants, delivery, and take out, but far too many are earning a measly 1% cash back, or nothing at all. Basically: paying cash at a restaurant is missing out on future travel.

With that in mind, here are the best cards for dining purchases, delivery, take out and all things food, whether you want to earn transferable points, airline miles, hotel points or cash back. We’ll even cover a few perks that you might not realize you can use just by having specific cards.

Best Credit Cards For Dining – Top Picks

If you’re looking for the most bang for you buck consistently, look no further than these fabulous rewards credit cards for dining and take out.

These three cards earn transferable rewards points, so you’ll have access to numerous airline transfer partners when it comes time to figure out which luxury airplane cabin you want to convert your dining rewards into, and book an award ticket. Our winners earn between 3X and 5X on all dining purchases which makes a 1% cash back or debit card look pretty silly if you ask us.

American Express Gold Card

The Amex Gold Card earns 4X Membership Rewards points when you use it at restaurants, but also for take out and delivery too! Until mid-2019, Amex Gold actually only earned bonus points on U.S. restaurants a mere 1X when abroad, but now that glorious 4x points is everywhere, including when you want to stay home in your sweatpants. With 4X points, A $100 meal would earn 400 points, et-cetera.

The Gold Card easily one of the most powerful cards you can use when you visit your favorite sandwich shop or splurge on a Michelin-starred meal. Plus, the card now offers up to $120 in annual dining credits, which means money off food every month. Who wouldn’t love that?

What can you do with Amex Membership Rewards Points? Check out some of our favorite ways to redeem Amex points for crazy value.

Chase Sapphire Reserve

If you’re looking for the best place to get started with points and miles, the Chase Sapphire Reserve is a brilliant choice. There are a few reasons for this but a big one is that it earns 3X Ultimate Rewards points which can be transferred to World of Hyatt as well as airline partners. With World of Hyatt, amazing hotel nights start around 10,000 points, so just $3333 in restaurant, take out or delivery spending could unlock a free night.

If you’re considering getting a few different cards, go for this one early. The Chase 5/24 rule prevents you from getting select Chase cards if you open more than 5 credit cards in a 24 month period, whereas other banks don’t have specific policies.

Check out some of the great ways you can use Ultimate Rewards points and you’ll see why 3X points on dining with this card can be such a great proposition. Keep in mind that some food delivery services, like Postmates may not count as dining. Most do, so fear not, but it’s worth testing before you put lots of spend on the card.

The Sapphire Reserve is one of the two best cards for people who love flight deals.

Citi Prestige

If you dine out a ton, you won’t beat the 5X ThankYou Points you can earn with the Citi Prestige. When Citi bumped up the Prestige’s earning rate on restaurant dining in early 2019, it immediately became a go-to card. There are just too many great ways to use ThankYou Points to not earn 5X on dining, when you can.

During covid-19, Citi Prestige is also offering up to $250 in credit for restaurants and delivery, in place of the traditional travel credit.

Of course, Citi has made the decision to keep the Citi Prestige much tougher by pulling all of its travel protections such as trip delay and baggage delay coverage, but as far as earning goes, it’s a big win for big spender. Some third party delivery service may be excluded from 5X, so it’s best to confirm to which delivery providers code as dining, and which don’t.

Best Business Cards For Dining

If you have a small business — even if it’s just a side hustle or you’re a freelancer — then these cards might be of interest to you. Again, we have cards that earn transferable points leading the way with representatives from both Amex and Chase.

American Express Business Gold Card

Similar to the Amex Gold, the Amex Business Gold can also earn 4X Membership Rewards points on dining purchases. You just need to be aware of two things that could prevent you from earning the bonus points on these purchases.

To ensure you earn 4X on dining purchases, the purchase must be at a U.S. restaurant. Additionally, the Amex Business Gold has several 4X bonus categories but only lets you earn the bonus points on the two most used categories during any given billing cycle. If you spend a lot at U.S. restaurants, that could be an easy 4X for you.

Chase Ink Business Cash

Before we dive into this one, keep in mind that the Chase Ink Cash earns cash back unless you have one of the following cards:

• Chase Sapphire Reserve
• Chase Sapphire Preferred
• Ink Business Preferred Credit Card

If you pair the Ink Cash with one of these cards, you can earn either 2X or 5X on dining purchases. While the 2X won’t mean much if you have either Sapphire card, it pairs nicely with the Ink Preferred which earns 3X on travel but not dining.

However, the Ink Cash has a fun advantage as it earns 5X at office supply stores such as Staples and Office Depot. Why does this matter? Well, these stores sell a variety of restaurant gift cards. So, pick up a gift card to your favorite restaurant and earn 5X for your meal. You can even get a Whole Foods gift card and pick up lunch there.

Best Airline Credit Cards For Dining

Generally, your best bet for earning the most points possible rests with the transferrable points programs. Rewards credit cards from transferrable points earning programs typically offer easier use when it comes time to spend miles, as well as more points per dollar spent.

However, there are a couple of options if you want to earn 2-X4X airline miles and enjoy some of the perks that come with these co-branded airline cards, like being able to beat basic economy fees. Just keep in mind that you’ll be sacrificing some valuable transferable points on dining purchases if you go this route.

Citi / AAdvantage Platinum Select World Elite Mastercard

With the Citi AAdvantage Platinum Select, you can earn 2X American AAdvantage miles on your dining purchases. If you need some American miles, this could be a good option to grab some as the only other way to earn them is to fly or transfer Marriott Bonvoy points.

This card also earns 2X and provides a 25% discount on food and beverage purchased inflight on American Airlines. You’ll also get a free checked bag for you and up to 4 companions when traveling on American Airlines — you don’t have to pay for the ticket with the card to receive this benefit.

Finally, you’ll also get “preferred” boarding which means you’ll board after people with elite status but before non-cardholders, which could help secure overhead bin space.

United Explorer Business Card

The Chase United Business Card earns 2X United miles on dining purchases. However, when you consider that Ultimate Rewards points can be transferred to United, think carefully before going with this option. Since the Sapphire Reserve earns 3X and the Sapphire Preferred earns 2X, you can earn as many or more points that can be transferred to United.

The added benefit to earning Ultimate Rewards, of course, is that you aren’t locked into United, but can still transfer points there if you wish. This can protect you from devaluations as you could transfer points to another airline partner instead.

Similar to the Citi AAdvantage Platinum Select, United Business cardholders will get priority boarding and a free checked bag. However, the checked bag benefit only applies to the cardholder plus one companion and the card must be used to pay for the ticket.

Sign Up For Airline Dining Programs For Bonus Points

If you want to earn a few extra miles, you can link a card to your preferred airline’s dining program. When you dine at a participating restaurant, you’ll automatically earn miles. The number of miles you’ll earn via airline dining programs will vary based on the airline you choose and how often you dine at participating restaurants. Keep in mind that a specific card can only be linked to one program, so choose your fave.

Here are the sign-up links to some of the most popular airline dining programs:

• Alaska Airlines Mileage Dining Plan
• American Airlines AAdvantage Dining
• Delta SkyMiles Dining
• JetBlue TrueBlue Dining
• Southwest Rapid Rewards Dining
• United MileagePlus Dining

Best Hotel Credit Cards For Dining

When it comes to earning hotel points for dining purchases, your best bet lies with one of a few Hilton cards issued by American Express. Again, transferable points are our preferred option but Hilton is the best hotel option.

Hilton Amex Cards

With the Hilton Aspire Card From American Express (Learn More), you can earn 7X on dining purchases. Since Hilton points are worth roughly 0.5 cents each and the card carries a $450 annual fee, the 7X isn’t quite as exciting as 4X with the Amex Gold Card. There are, of course, plenty of other reasons to get the Hilton Aspire thanks to a suite of benefits.

Alternatively, you can earn 6X with the Hilton Ascend Card from American Express or 5X with the Hilton Honors Card from American Express. The Hilton Ascend has a $95 annual fee with the Hilton Honors Card doesn’t have an annual fee.

Best Cashback Credit Cards For Restaurants And Dining

If you have enough miles and points to cover your upcoming trips but want to earn some cash back to offset some other travel expenses, you might want to earn some cash back. Think of the cash back you earn as a little travel fund.

Capital One Savor Cash Rewards Credit Card

The Capital One Savor Card is your best bet to max out cash back on dining purchases as you’ll earn 4% back on each purchase. If nothing else, it’s a 4% discount on all dining purchases plus you can stack it with an airline dining program to earn some miles at select restaurants.

You might even be able to land some more cash back by linking the card to the Dosh cashback app. Clearly, we like squeezing out whatever we can from purchases.

The card comes with a $95 annual fee, but it’s waived the first year. Alternatively, the Capital One SavorOne Cash Rewards Credit Card is a no annual fee card that earns 3% cash back on dining purchases.

Citi Double Cash

The Citi Double Cash rewards responsible spending by offer 2% back, 1% when you buy, and the other 1% when you pay your bill.

This allows you to earn a very solid 2% rebate on all dining, which isn’t quite as good as premium cards, but with no annual fee, it’s a very solid way to break into the game, without having to pay $100’s for a credit card.

Cards With Quarterly Bonuses And No Annual Fee

Sometimes, your go-to card for dining won’t even be your best option. That’s because a couple of cards have quarterly bonus categories that can earn you 5X or 5% on your dining purchases.

Chase Freedom And Discover It

Both the Chase Freedom and the Discover It regularly include dining as one of their quarterly bonus categories which earn 5X and 5%, respectively. The catch is, you’re capped at earning 5X/5% on up to $1,500 per quarter, rather than unlimited. Even if that won’t cover all of your restaurant visits, it’s a great way to earn some easy bonus points.

Remember, with the Chase Freedom, you’ll need either the Sapphire Reserve, Sapphire Preferred or Ink Preferred credit cards if you want to have access to Ultimate Rewards transfer partners.

Best Credit Card Dining Perks

American Express and Visa both offer intriguing dining perks beyond just earning points. Whether you’re looking for a Michelin star meal, a discount on a quick bite to eat or a fun wine tour, you’ll be covered.

Amex Platinum – Global Dining Collection

While The Platinum Card from American Express won’t earn bonus points on dining purchases, it can be your key to unlocking some amazing dining experiences with the Global Dining Collection.

How is that? Well, Amex has access to reservations at some excellent reservations that it has made available to Platinum Card members, exclusively. This includes Michelin star restaurants! You can even book tables from the Amex app.

American Express Gold – Monthly Dining Credit

On the other end of the spectrum, if you need a quick bite to eat or something a bit more low-key, the Amex Gold Card provides a $10 monthly dining credit. You can use this credit at a variety of options including Grubhub and Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations.

So, not only do you earn 4X on dining purchases but you can save $120 per year thanks to this clever benefit from Amex. Just make sure you enroll your card in the benefit before making your purchase or you won’t get the credit.

Visa Infinite and Visa Signature – Sonoma Wine Benefit

For wine lovers, Visa Infinite and Visa Signature cards come with some fun perks thanks to a partnership with Sonoma County Vintners. This partnership provides access to the following benefits at over 50 Sonoma County wineries.

Here are the benefits you’ll get according to the terms:

• Purchases 1 tasting and receive a second tasting free (must be of equal or lesser value)
• Preferred pricing on purchases over $50 of non-wine purchases, where applicable
• Discounts on wine purchased same day in the Tasting Room
• Discounts on Reserve tasting or special wine and food pairings

Many Chase cards on the Visa network. For example, the Sapphire Reserve is a Visa Infinite card and the Sapphire Preferred is a Visa Signature card. Simple enough, yeah?

Final Thoughts: Credit Cards For Dining

With how often people are dining out these days, there are plenty of opportunities to earn a bunch of points and miles that you can put toward your next adventure, just from the age old joy of eating food. The key is figuring out which points will be most valuable to you, and what card fits well in your wallet, in terms of annual fee, transfer partners and more.

Whatever you do, just be sure you’re earning a great rebate on all your dining, because travel financed by food is a serious win.

The post The Best Credit Cards For Restaurants, Take Out, VIP Dining Perks appeared first on God Save The Points.

If you wanted to dive into silver linings during this challenging time, earning more points than usual from your rewards credit card spending is certainly one of them. Eventually, travel will return, and having extra miles, or cash back will prove quite handy!

Each US based credit card issuers has announced some form of new earning, or burning incentive to bring the points world home full circle, and each time you pull out your card, or contactlessly pay for something, it’s great to get the largest possible return.

Here’s an easy guide to which cards are offering the best opportunities with each spending category and keep in mind that many of these opportunities return back to normal earning rates on June 30th, 2020.

Restaurants, Take Out And Delivery

If you struggle to fry an egg, the struggles of spending every day at home are even greater. Thank goodness there’s take out, restaurant pick up and delivery. These cards are offering the most points per dollar spent right now…

• Up to $250 from Citi Prestige – restaurants and takeout count toward travel credit.
• 5X Points from Citi Prestige (delivery services may be excluded)
• 5% Cash Back from Uber Credit Card
• Up To 5% Cash Back From Bank Of America Rewards
• 4X Points From Amex Gold
• 4% Cash Back from Capital One Savor
• 3% Cash Back From Wells Fargo Propel

US Supermarkets

A variety of cards have upped their earning at US Supermarkets, since there’s a whole lot of eating at home going on. I know I’ve spent a lot more on groceries than travel lately. A few of the best offers out there include…

• Up to $250 from Citi Prestige – supermarkets count toward travel credit.
• 12X Points from Hilton Surpass And Aspire Amex Cards
• 6X Points from Marriott Bonvoy Amex Cards
• 6% Cash Back from Amex Blue Cash Preferred
• 5X Points from Chase Sapphire Reserve, United Club, United Infinite
• 5X Points from Chase Freedom (must register)
• 4X Points from Delta SkyMiles Amex Cards
• 4X Points from Amex Gold
• 4% Cash Back from Capital One Savor
• 3X Points from Chase Sapphire Preferred, and most Chase co-brand cards

Streaming Services

Let’s be honest, you’ve assuredly exhausted all the acceptable options on Netflix, and are probably into the borderline trash. You probably also bought Hulu, Disney+ and a few others to find more time fillers. There are a few cards lightening the load when the bill comes.

• Up to $20 per month bill credit with Amex Platinum
• 6% Cash Back with Amex Blue Cash Preferred
• 5X Points from Chase Freedom (must register)

Make Use Of These Benefits

If you have any of the above cards, this is the time to organize where each expense goes, so that you’re earning the greatest rebate on each purchase. It’d be so sad to be earning 1X Point on streaming when you could be earning 5X.

The post Best Credit Cards To Maximize Supermarket & Take Out Spending appeared first on God Save The Points.

Marketing: Hey you, your travel credit card annual fee is worth it because of travel perks.

You: But I can’t travel, so what am I supposed to do then?

Last week, Chase became the first premium travel credit card issuer to proactively offer relief on annual fees, with a $100 credit on Sapphire Reserve Credit Card annual fees. People aren’t traveling, so why should they pay for travel rewards they can’t use?

American Express, Goldman Sachs and Capital One announced flexibility on payments and other card features, but no other has of yet plunged into proactive reductions on annual fees. The most primed candidates for such reductions would be annual fees over $100 which are justified by very travel-centric benefits.

American Express also extended the spending period for unlocking welcome bonuses by an additional three months, to help customers achieve their rewards.

Whenever uncertainty looms, a ‘watch and learn’ approach is fair, at least at first. Knee jerk reactions rarely yield the best results, and if you don’t fully know the extent of what you’re dealing with, great mismanagement or underestimation can only exacerbate an issue.

Basically, premium travel cards could look insulting if an offer is too weak, by failing to understand the severity or longevity of customer concerns.

It’s absolutely fair for credit card issuers not to have yet acted in any broad scale on annual fees, but after Chase made the first move, the clock is ticking. Disproportionate gesture can leave cardholders underwhelmed, but inaction is equally dangerous. It’s better to do ‘something’ and re-up, than to have people eyeing up which cards to slash, based on their steep fees.

When you can’t use perks, it’s very, very easy to start slashing.

People who hold premium credit cards are typically those most willing and able to bring on a recovery, when travel is safely advisable again. They’re also typically a travel brands best customer, because their card membership is only justified by travel.

Someone holding a premium airline or hotel credit card with key perks tied to elite status, or travel perks like lounge access are brand enthusiasts. They go out of their way to stay loyal, and their credit card is proof of their relationship both emotional and physical with that airline, credit card company or hotel.

Short-term pain for credit card companies, like annual fee relief now, will mean loyal customers at the ready when the restart button is engaged. Anything less could mean cardholders downgrading to lower annual fee cards anyway, sometimes meaning an entire loss of any annual fee collection, or worse, the customer jumping into a new relationship with a credit card, airline or hotel competitor.

Extending benefit validity simply isn’t good enough.

There’s just not enough emotional connection or gesture to being able to use something later, maybe. These are people who gain value from actually using their benefits, and for the most part only justify their cards by doing so frequently. Until there’s an opportunity for them to tangibly do so, only cash in hand, or cash returned moves the needle.

You don’t want to give any loyalist a reason to leave right now.

When a bank says “we’ve put money back onto your account with a fee credit”, it’s inherently exciting, because there’s a lower balance when you log-on than you expected to see. That’s more visual and tangible than “you can use this thing later than expected”. Regardless how large or small the gesture, it feels like a two way street, not just money going out.

If a $550 a year premium travel card is 50% justified by lounge access, that’s a good indicator of just how deep a cut should be, though we may not see that level any time soon. Either way, it’s time for a new type of introductory offer from credit card companies, and that’s all about what they’re willing to do to keep you around…

The post Covid-19: Reduced Fees On Premium Travel Rewards Credit Cards… appeared first on God Save The Points.

Loyalty programs are about to get fun again, and having lots of points ready for action allows you to get in on it all, when the party comes back around. Rewards credit cards allows you to sleep like an elite guest and fly like a frequent flyer, without ever leaving home, just from your daily spending.

Not one, not two, but six lucrative travel rewards credit cards currently have 100,000 point bonuses or greater, which means you could be sitting on nearly a million points, without even leaving the house. And let’s be real – it might be a while before you do…

Hot tip: many of these fantastic offers are from Chase, which means you need to be aware of the 5/24 restriction on how many cards you can successfully apply for in a 24 month period. Read up, if you need to.

Southwest Credit Card: 125,000 Points And Companion

The Southwest Card is offering a 100,000 point welcome bonus, with 70,000 points after $5,000 in spending within the first 3 months, and another 30,000 points after you spend a total of $25,000 in the first six months.

That’s hefty spending, no doubt, but the card is well worth the $199 annual fee and initial lift, because the companion voucher benefit is one of the best deals in travel, and you can get more than a year of use out of it.

The Points: After spending, you’d have 125,000 Southwest Points, worth over $1500.

The Voucher: Incredibly, these points earned would trigger the Southwest companion voucher, which means you’d be able to take someone along for all of 2020 and all of 2021, just paying government taxes and fees. That stretches the value of your points beyond double, so really, you’re looking at $3500 in free travel.

IHG Premier Rewards Card – 140,000 Points, Free Night

Intercontinental Hotels Group (IHG) has some absolutely fabulous hotels around the world and with 140,000 points, you could check out virtually any of them. Not only that, the IHG Premier card brings automatic Platinum status in IHG Rewards as long as you hold the card, an annual free night, and an interesting fast track opportunity to Spire Elite, an even higher tier.

Most IHG properties cap at 70,000 points, so it’s at least two nights at the highest end, but with some places only going for 10,000 points per night during Points Breaks, you could work 14 nights out of it!

The Points: 140,000 IHG Rewards Points is fantastic after $3,000 in spending within 3 months.

The Value: With a $89 annual fee, it’s so easy to keep and love this card. Your annual free night certificate can be worth at least a couple hundred, so this is a no brainer, really.

United Club Infinite Card – 100,000 United Miles And Lounges

United has a new premium credit card  bringing United Club access, 4 miles per $1 spent on United, first and second bag free on United, priority boarding, a $100 Global Entry/TSA PreCheck credit and more.

If you’re a United loyalist, the lounge access can easily justify the new United Club Infinite Card alone, but the 100,000 point welcome bonus after $5,000 in 3 months goes much further, bringing enough points for international business class, or a whole lot of domestic flying, starting at just 5,000 points one way.

The Points: 100,000 United MileagePlus Miles, well, at least 105,000 after spending.

The Value: United MileagePlus miles are worth well over 1 cent per mile, and there are plenty of ways to get far greater value. Think of this bonus as at least $1000 back on $5,000 in spending, and with 4x on United purchases and 2x on dining, there are lots of good ongoing reasons to use the card.

Marriott Bonvoy Boundless Amex – 100,000 Points, $300 Credit

The Marriott Bonvoy Boundless Card has a whopping 100,000 point bonus to offset the $450 annual fee. It’s also got an annual $300 Marriott credit, which makes the fee more like $150 from the start, if you stay at Marriott, which is also the entire reason to get the card. Yeah.

On top of that, there’s the annual free night valid for any hotel up to 50,000 points, credit for 15 nights towards elite status, 6x points at Marriott and automatic Bonvoy Gold elite guest status.

The Points: the 100,000 point bonus is much higher than usual, and is a great way to kick start big time earning with Bonvoy. It’ll book you any hotel in the entire Marriott portfolio, with the exception of that one island hotel for 300,000 points per night.

The Value: A free night annually worth 50,000 points and $300 credit to offset the $450 annual fee is very fair, and the Bonvoy Gold status is worth plenty on its own. This is a great offer and instantly has you right where you want to be, to book some amazing stays.

Delta Amex Platinum – 100,000 Points And Flight Perks

Delta has incredibly strong bonuses across all their Amex cards right now, and the Delta SkyMiles Platinum Card is a strong example. The card is a solid blend of reasonable annual fee, and benefits which bonus aside, can easily offset the $199 annual fee, including complimentary checked bag and priority boarding.

You earn 80,000 points after $3,000 in spending in 3 months, and an additional 20,000 after your first annual card membership renewal. The best feature for long term place in your wallet however, is the annual companion certificate, which allows you to book a second person in main cabin economy, just paying taxes and fees, which are typically $5 for a domestic itinerary.

The Points: Delta allows you to spend points for reward flights, or apply them toward the cost of a ticket. 100,000 points would get you $1000 in Delta flights at a minimum, which is a great bonus.

The Value: With checked bag fees at $50 each way, or worse, it’s easy to offset a $199 annual fee with just two round trips with a bag. Add in the companion ticket and the welcome bonus and this is super solid.

Hilton Honors Surpass Amex – 125,000 Points, Elite Status

Not to be outdone by any other, Hilton also has a 125,000 point welcome bonus on the Surpass Amex. With an annual fee of $95 a year, that’s a great deal. If you spend $15,000 a year you earn a free weekend night, and if you spend $40,000 a year on the card you earn Hilton Diamond status.

The card automatically grants Hilton Gold Elite Status, offers 12x on Hilton spending and 6x points at US restaurants, supermarkets or gas stations. Those are great, practical earning categories.

The Points: 125,000 Hilton Points can do quite a lot for you, and unlock any hotel in the Hilton Honors portfolio.

The Value: $95 a year for elite status and great points earning is a solid proposition, and the welcome bonus tips the scales. $40,000 is a lot of spend for Diamond status, considering you can just get it by applying for the Hilton Honors Aspire, albeit with a $450 annual fee.

Chase Ink Business Preferred – 100,000 Ultimate Rewards Points

Chase Ultimate Rewards Points are among the most valuable in the “points game”, thanks to 1:1 transfers to partners like Hyatt, United, Virgin Atlantic and more. In addition, you can use the points at any time for 1.25 cents of value, so 100,000 points as a bonus is worth a minimum of $1,250 if used for travel. If you have Sapphire Reserve, you can do even better.

This $95 annual fee card is fantastic for small business owners thanks in part to the flexibility of the earning categories, including 3x on broadly defined travel, which includes airfare, car rental, Uber, hotels and more. It’s also got 3x on shipping or advertising spend with Facebook, Google etc.

The Points: It’s hard to beat Chase Points, and 100,000 is a fantastic start with a lot of flexibility.

The Value: A card with over $1250 of initial minimum value on just a $95 annual fee is very, very compelling. Being able to earn a spending multiplier on general travel expenses and practical things like shipping or advertising make it even better. Great card.

Now is a brilliant time to rack up the points and spend all that time on the couch learning how to maximize them. Here’s a guide to best ways to spend: Chase Ultimate Rewards, Marriott Bonvoy Points, Hilton Honors Points and IHG Rewards Points.

Keep up to date on the latest points info here, too.

The post 100,000+ Point Travel Rewards Credit Cards Offers (2020)… appeared first on God Save The Points.

By now, you’ve probably seen plenty of content talking about the IHG® Rewards Club Premier Credit Card, and how right now you can experience the largest ever 140,000 point welcome bonus the card has offered, after $3000 in spending.

All that content can saturate a message, but this is one time where anyone who’s a fan of IHG should really perk up, because the card is so much bigger than just the welcome bonus at the moment. It’s at least 25x points on IHG spending and instant Platinum status with IHG.

Here’s why it really is time to give this a serious thought…

25 Points Per Dollar At IHG Hotels

140,000 points can bring some fantastic hotel nights your way, but once those are over, it’s the other features the card is currently offering which make it such a compelling value right now.

For the road warriors or big holiday spenders, they’ve added something rather extraordinary: more points on everything, for the first 12 months.

The IHG® Rewards Club Premier Credit Card gives you instant Platinum status, which means you earn 15 points per dollar spent at IHG Hotels, including Intercontinental and Kimpton as long as you hold the card, but to sweeten things further, using the IHG® Rewards Club Premier Credit Card adds 10 points per dollar for the first year, for a total of 25 points per dollar spent at IHG properties.

That doesn’t even include bonuses like the 4X right now, which brings insane earning.

Yep, a $1000 stay would earn back up to 25,000 points. That’s borderline absurd, in a really nice way, and since you’re platinum, life at the actual hotels is nicer too.

Free Anniversary Night Certificate

You’ll be earning at least 25,000 points for every $1,000 you spent at IHG properties all year, and each anniversary, you’ll receive a complimentary night certificate valid for any hotel that costs up to 40,000 points per night, which means you’ve got a lot of choices.

With an annual fee of just $89, that’s more than enough reason to carry the card in itself, but when you think about how many points you can earn in the first year with the increased 25x on IHG and 2x on everything else, it could be quite a lucrative year.

About That 140,000 Points Welcome Bonus

Oh yeah, and there’s that. 140,000 IHG Rewards Club Points is enough for so many amazing experiences, and with the news that IHG is partnering with Mr & Mrs Smith for points redemption opportunities, it means that you can even enjoy non chain hotels while using points.

It’s not hard to imagine how good using points would feel at the Intercontinental Sun Penninsula in Vietnam, or the true travel blogger special – the Maldives. Perhaps Bora Bora is a bit more original? With these points, the possibilities are pretty endless, and with 40 points per dollar in the first 12 months on any nights you do pay for, this is super compelling.

You can apply for the IHG® Rewards Club Premier Credit Card here. The offer won’t last forever…

The post The 140K IHG Premier Card Bonus Offer Is Seriously Amazing… appeared first on God Save The Points.